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Showing posts from November, 2006

3 Ways to Have a Happy Retirement, According to People Who've Already Retired

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“Happiness,” it’s been said, “is like a butterfly. The more you chase it, the more it will evade you.” In other words, by actively pursuing a happy state, you reduce your chances of achieving it.
That may be true from a philosophical standpoint, but when it comes to retirement planning, new research suggests there may in fact be specific steps you can take to enjoy a more rewarding post-career life.
Researchers from The American College, Eastern New Mexico University, and Texas Tech looked at financial, lifestyle and other data on 1,526 retirees to see what makes for a more satisfying retirement.
When it comes to having a more enjoyable retirement, the experiences of older Americans shows that there are three main ways you may be able to tilt the odds in your favor.
1. Spend more money on having fun.
When the researchers examined how retirees spend their money — on everything from cars and housing-related items to food and insurance — they found that spending in only one category tend…

Brokerage of Irwin Consulting Solutions in Singapore and Tokyo, Japan

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“Working with Clients to Maximize”
We Work for our Partner’s Benefit
1. Irwin Consulting provides an assorted and coordinated portfolio of creative, client-centered brokerage products and services by building upon Global's powerful regional presence, as well as its market-pioneering and value-enhanced research expertise. Irwin Consulting can deliver to its clients the proper tools and know-how they need to reach their financial goals.
2. Irwin Consulting encompasses the primary asset markets spanning many countries worldwide. Irwin Consulting delivers a wide-ranging service package, with an unrelenting commitment to provide first-class client service. We aim to assist clients attain their financial goals through our award-winning investigation and disciplined professional advices on listed and non-listed securities.

Irwin Consulting Management in Singapore and Tokyo, Japan’s Management

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“Expert Advice on Complex Securities Issues”
Asset Management & Planning
The asset management know-how of Irwin Consulting has been developed over many years. Our financial methods combine convention and creativity. Refined strategies with a long-term perspective and a traditional slant focus on stability and order. Most of all, we aim to satisfy the needs of our clients.
Our approach is definitely unlike most asset management companies, who seem to use rather sluggish “portfolio theory” asset diversification methods mixed with fairly dynamic stock-picking strategies founded on “bottom-up” elementary investigation and/or technical study.
Our clients, we believe, deserve a better deal by providing them with an overall, holistic method intended to keep them completely invested in a semi-passive, finely-assorted portfolio of ETFs, taking protective steps to safeguard asset only during comparatively rare times of major downside fluctuations (bear markets).
Irwin Consulting issue stock-p…

Investment at Irwin Consulting Management in Singapore and Tokyo, Japan

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Irwin Consulting advisors provides one of the largest assortments of fund groups in the industry, and your Financial Advisor has the facilities to assist you select the proper fund or basket of funds to satisfy your special needs. Coordinate well with your Investment Counselor to design a mutual fund portfolio that satisfies your particular condition.
Solution
A. Planning Tools
Customized internal tools to assist you enhance your portfolios.
B. Strategy and Planning
Irwin Consulting will design a strategy to improve a portfolio’s potential to achieve a client's goals.
C. Market Analytics
Irwin Consulting consistently undertakes market studies to enhance your positions.

Irwin Consulting Solutions in Singapore and Tokyo, Japan Stocks

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Investing in Stocks to help you achieve your Financial Objectives
In terms of stock investing, understanding your financial objective is critical. That, together with your investment time targets and your risk capacity when investing in stocks, will aid you in determining how your stock investments should perform with the rest of your financial portfolio.
When to consider Investing in Stocks
Stock investing can enhance your financial portfolio by allowing you to attain growth, profit from dividends or achieve both. Nevertheless, the worth of any stock you buy in can vary, and when you sell your stock, may be more or less than what you paid at the start. When choosing stocks to buy in, you should cautiously reflect on the risks of investing in stock and design an assorted asset allocation strategy that suits your objectives, investment time target and risk capacity.
Diversifying your Stocks
Having a varied stock portfolio helps to offset the risk your investments are subjected to. The ob…

Mutual Funds of Irwin Consulting Planning in Singapore and Tokyo, Japan

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The Popularity of Mutual Funds
Mutual funds are common investments because they provide a cost-effective and effective means to vary your investments (or possess an assortment of securities -- stocks, bonds, etc.) without having to make a huge starting investment.
Basics about Investing in Mutual Funds
Buying shares of a mutual fund allows you to pool your money with other investors and letting the mutual fund (which is essentially a professional capital management firm) invest and administer the money to aid in achieving the fund's targeted financial objective (e.g., income, growth, or a mixture of both). This allows you to fast-track the setting up of a multi-faceted portfolio with as little investment as possible.
When to consider Investing in Mutual Funds
Since they are efficiently administered by experts and because they provide variety with essentially low starting cash input, mutual funds can be a viable option for the majority of investors. Many investors opt to invest in mu…

Irwin Consulting Solutions in Singapore and Tokyo, Japan Key Sectors

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Investing in Future & Commodities
Futures and commodities investments provide investors with more intricate financial requirements a means to hopefully gain from both the upward and downward movement of commodity and financial markets.
Basics of Futures & Commodities Investing
Futures and commodities speculators can benefit from greatly leveraged exposures in both financial and non-financial markets (commodities such as energies, meats, metals and grains). Hence, they can buy futures contracts by depositing even a little portion of the total contract price. Their aim is to gain from movements in the value of the futures contract.
Hedgers, those who hold a particular commodity (asset) or have a definite investment (such as energy cost), frequently choose a position opposite of the cash market to help lessen the risk of falling or rising commodity prices.
Risk of Investing in Futures & Commodities
Since futures and commodities markets can be extremely volatile, repeatedly fluc…

Irwin Consulting Management in Singapore and Tokyo, Japan on Securities Investment

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Financial Consulting and Research in all areas of Investing
The growing intricacy of the present market makes dealing with an experienced, capable investment advisor more essential than ever. From securities and financial banking services to real estate investments, oil and gas products, mutual funds, insurance and college savings plans, our wide-ranging variety of investment services and extensive access to investment markets are intended to assist you achieve your investing objectives.
Through innovative technology, access to impartial third-party research and non-proprietary financial products, your advisor will develop a special investment package suited to your short-term and long-term investment objectives. Because our representatives are autonomous, there are no favored products to sell, allowing them freedom to look for services and products that genuinely supply your needs.
The stock market provides a means for entrepreneurs to obtain capital for their business ventures from …